First Abu Dhabi Bank Credit Card Benefits in UAE – FAB Credit Cards and How to Apply

The First Abu Dhabi Bank (FAB) is the biggest in the UAE in terms of total assets and deposits and is also among the world’s largest and safest finance institutions. It offers an extensive range of tailor-made solutions, and products and services, to provide a customized banking experience.

The FAB Group offers a wide range of retail, private, corporate, investment, and Islamic banking products. In this post, we will take a look at some of the credit cards they offer and what you need to know if you wish to avail of any of them.

First Abu Dhabi Bank Credit Cards in UAE
Credits: Freepik, bankFAB

Everything You Need to Know About ADCB Credit Cards in the UAE

One of the reasons why residents choose to bank with FAB is its extensive presence in the UAE and the region. The FAB maintains 80 branches/cash offices in the UAE and domestic network across 7 Emirates. 

FAB Credit Card Types 

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

FAB Cashback Credit Card

Annual Fee: AED 315
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000

Why You Should Get It:

  • Buy 1, Take 1 Free Offers
  • AED 300 cashback on first retail transaction
  • 5% cashback on supermarket, fuel, and utility payments 

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

FAB Elite Infinite Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 50,000

Why You Should Get It:

  • Movie Ticket Discounts 
  • Travel Accident Insurance
  • International Medical and Travel Assistance
  • 10% cashback all year round at leading global online stores.  

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

FAB Infinite Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5 %
Minimum Salary Requirement: AED 30,000 

Why You Should Get It:

  • Earn up to 2 stars for every AED 1 you spend
  • Access to 1000+ airport lounges in over 300 cities all over the world
  • Complimentary multi-trip travel insurance
  • 10% cashback all year round at leading global online stores.  

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Signature Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 15,000

Why You Should Get It:

  • Earn up to 1.75 Reward Stars for every AED 1 spent
  • 2 Complimentary Airport Transfers every year
  • 24/7 Concierge services

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Abu Dhabi Platinum Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 15,000 

Why You Should Get It:

  • Spend and get a chance to win a Porsche Cayman
  • Win a luxury staycation in one of the top hotels in Abu Dhabi
  • Enjoy up to 4 movie tickets at discounted rates per month

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Platinum Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 8,000 

Why You Should Get It:

  • 2 airport transfers every year
  • Discounts on movie tickets
  • Loyalty benefits

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Abu Dhabi Titanium Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000

Why You Should Get It:

  • Spend and get a chance to win a luxury car and dream holidays
  • Access to airport lounges across the Middle East
  • Win amazing travel adventures and shopping vouchers

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Classic Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000

Why You Should Get It:

  • Free for Life
  • International medical and travel assistance
  • High credit limits
  • Loyalty perks

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

du Platinum Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 15,000

Why You Should Get It:

  • 3x reward points on all du purchases
  • 10% bonus credit on prepaid line recharges
  • 10% Discount on du postpaid and home services

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

du Titanium Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000

Why You Should Get It:

  • 10% discount on auto-payment of du bills
  • 3x reward points on all du purchases
  • 10% bonus credit on prepaid line recharges
  • 10% Discount on du postpaid and home services

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

GEMS Titanium Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000 

Why You Should Get It:

  • Education Protection Coverage of up to AED 500,000 per child
  • Up to 4.25% fixed discount on advance payment of GEM fees.
  • Zero percent Easy Payment Plan for up to 12 months for GEMS fees.

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Manchester City Infinite Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 30,000 

Why You Should Get It:

  • Get a chance to meet your favorite Manchester City players in Manchester when you score points with your credit card
  • Access to 1,000+ airport lounges across the world
  • Exclusive golf rewards

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Manchester City Titanium Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000 

Why You Should Get It:

  • Get a chance to meet your favorite Manchester City players in Manchester when you score points with your credit card
  • Win a trip to the Etihad Stadium to watch Machester City in action
  • Access to airport lounges across the Middle East

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

FAB World Elite Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 50,000 

Why You Should Get It:

  • Travel insurance coverage of up to USD 500,000
  • Worldwide airport lounge access for you and a guest
  • 24/7 concierge service

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Al-Futtaim World Elite Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 40,000 

Why You Should Get It:

  • 5% Al-Futtaim Stars Cashback for every AED 1 spent at Al-Futtaim
  • Travel benefits including Meet and Greet, airport transportation, and lounge access.
  • Enjoy up to 8 airport transfers every year.
  • Enjoy 0% EPP at Al-Futtaim showroom and stores  

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Al-Futtaim Platinum Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 8,000 

Why You Should Get It:

  • 5% Al-Futtaim Stars Cashback for every AED 1 spent at Al-Futtaim
  • Enjoy 0% EPP at Al-Futtaim showroom and stores
  • Enjoy 2 airport transfers every year
  • Complimentary 0% balance transfer for up to 12 months.

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Etihad Guest Infinite Credit Card

Annual Fee: AED 2,250
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 30,000 

Why You Should Get It:

  • Get a 55,000 Etihad Guest Miles Bonus upon signing up
  • Earn up to 7.5 Etihad Guest Miles for every AED 10 spent
  • 75% Etihad Guest Miles Discount Voucher
  • Access to over 1,000+ airport lounges across the world + 1 guest per visit, 12 times each year.

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Etihad Guest Signature Credit Card

Annual Fee: AED 1,500
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 15,000 

Why You Should Get It:

  • Get a 35,000 Etihad Guest Miles Bonus upon signing up
  • Earn up to 6.5 Etihad Guest Miles for every AED 10 spent
  • 50% Etihad Guest Miles Discount Voucher
  • Access to over 1,000+ airport lounges across the world, 8 times each year.

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Etihad Guest Platinum Credit Card

Annual Fee: AED 500
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 8,000

Why You Should Get It:

  • Get a 10,000 Etihad Guest Miles Bonus upon signing up
  • Earn up to 5.5 Etihad Guest Miles for every AED 10 spent
  • 25% Etihad Guest Miles Discount Voucher

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

Standard Credit Card

Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000

Why You Should Get It:

  • High Credit Limits
  • Loyalty Rewards
  • Earn up to 2 First Reward Points per AED 1

First Abu Dhabi Bank Credit Cards in UAE
Credits: Freepik

How to Apply for an FAB Credit Card in the UAE

Applying for a credit card nowadays is quite convenient, especially in the UAE. If you meet the eligibility criteria set by the bank, you can easily apply for a credit card online.

To apply for an FAB credit card, you may visit their official website and submit an application form. You may also visit the nearest FAB branch and apply on-site. 

What are the Documents Needed to Apply for a Credit Card?

  • Passport (for expats)
  • Trade License (for self-employed)
  • Salary transfer letter (for applicants with salaries)
  • Salary Certificate
  • Valid Emirates ID
  • UAE Residence Visa (for expats)
  • 3-6 months bank statements
  • Proof of Billing and Address (e.g. utility bills)

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

How to Pay for your FAB Credit Card Bill in the UAE

You may pay your FAB credit card bills free of charge via any of the following payment channels:

  • FAB branches
  • FAB cash deposit machines, or
  • online (via your enrolled personal bank account). 

First Abu Dhabi Bank Credit Cards in UAE
Credits: bankFAB

FAB Contact Information

Address: 3rd Floor, Elite Center, Khalifa St.، Intersection of Sheikh Khalifa Street & Baniyas Street – Abu Dhabi – United Arab Emirates
Website: https://www.bankfab.com/en-ae/
FAB Credit Card Customer Care Number: 600525500

While there are several credit cards you can choose from, the FAB offers a wide array of benefits ranging from regular cashback from your daily purchases to premium offers such as travel rewards and holiday getaways as well as the chance to meet some of your favorite sports teams.

In the case of the First Abu Dhabi Bank, the most important requirement that you need to meet is their salary requirement because this will enable you to maximize a card’s features based on your lifestyle.

Nowadays, having a credit card is considered both a necessity and a luxury. It has become a necessity since many transactions have already shifted to online payment which includes school fees and utility payments. Moreover, a credit card will prove to be very valuable, especially in cases where you do not have access to cash, as in when you are traveling.

Will you be applying for a credit card anytime soon? How has your experience been so far with your credit card application and use? Let us know what you think by commenting below!

ALSO READ: Opening a Bank Account in the UAE? Here’s What You Need to Know  


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