The First Abu Dhabi Bank (FAB) is the biggest in the UAE in terms of total assets and deposits and is also among the world’s largest and safest finance institutions. It offers an extensive range of tailor-made solutions, and products and services, to provide a customized banking experience.
The FAB Group offers a wide range of retail, private, corporate, investment, and Islamic banking products. In this post, we will take a look at some of the credit cards they offer and what you need to know if you wish to avail of any of them.
Contents
- Everything You Need to Know About ADCB Credit Cards in the UAE
- FAB Credit Card Types
- FAB Cashback Credit Card
- FAB Elite Infinite Credit Card
- FAB Infinite Credit Card
- Signature Credit Card
- Abu Dhabi Platinum Credit Card
- Platinum Credit Card
- Abu Dhabi Titanium Credit Card
- Classic Credit Card
- du Platinum Credit Card
- du Titanium Credit Card
- GEMS Titanium Credit Card
- Manchester City Infinite Credit Card
- Manchester City Titanium Credit Card
- FAB World Elite Credit Card
- Al-Futtaim World Elite Credit Card
- Al-Futtaim Platinum Credit Card
- Etihad Guest Infinite Credit Card
- Etihad Guest Signature Credit Card
- Etihad Guest Platinum Credit Card
- Standard Credit Card
- FAB Credit Card Types
- How to Apply for an FAB Credit Card in the UAE
- How to Pay for your FAB Credit Card Bill in the UAE
Everything You Need to Know About ADCB Credit Cards in the UAE
One of the reasons why residents choose to bank with FAB is its extensive presence in the UAE and the region. The FAB maintains 80 branches/cash offices in the UAE and domestic network across 7 Emirates.
FAB Credit Card Types
FAB Cashback Credit Card
Annual Fee: AED 315
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000
Why You Should Get It:
- Buy 1, Take 1 Free Offers
- AED 300 cashback on first retail transaction
- 5% cashback on supermarket, fuel, and utility payments
FAB Elite Infinite Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 50,000
Why You Should Get It:
- Movie Ticket Discounts
- Travel Accident Insurance
- International Medical and Travel Assistance
- 10% cashback all year round at leading global online stores.
FAB Infinite Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5 %
Minimum Salary Requirement: AED 30,000
Why You Should Get It:
- Earn up to 2 stars for every AED 1 you spend
- Access to 1000+ airport lounges in over 300 cities all over the world
- Complimentary multi-trip travel insurance
- 10% cashback all year round at leading global online stores.
Signature Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 15,000
Why You Should Get It:
- Earn up to 1.75 Reward Stars for every AED 1 spent
- 2 Complimentary Airport Transfers every year
- 24/7 Concierge services
Abu Dhabi Platinum Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 15,000
Why You Should Get It:
- Spend and get a chance to win a Porsche Cayman
- Win a luxury staycation in one of the top hotels in Abu Dhabi
- Enjoy up to 4 movie tickets at discounted rates per month
Platinum Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 8,000
Why You Should Get It:
- 2 airport transfers every year
- Discounts on movie tickets
- Loyalty benefits
Abu Dhabi Titanium Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000
Why You Should Get It:
- Spend and get a chance to win a luxury car and dream holidays
- Access to airport lounges across the Middle East
- Win amazing travel adventures and shopping vouchers
Classic Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000
Why You Should Get It:
- Free for Life
- International medical and travel assistance
- High credit limits
- Loyalty perks
du Platinum Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 15,000
Why You Should Get It:
- 3x reward points on all du purchases
- 10% bonus credit on prepaid line recharges
- 10% Discount on du postpaid and home services
du Titanium Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000
Why You Should Get It:
- 10% discount on auto-payment of du bills
- 3x reward points on all du purchases
- 10% bonus credit on prepaid line recharges
- 10% Discount on du postpaid and home services
GEMS Titanium Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000
Why You Should Get It:
- Education Protection Coverage of up to AED 500,000 per child
- Up to 4.25% fixed discount on advance payment of GEM fees.
- Zero percent Easy Payment Plan for up to 12 months for GEMS fees.
Manchester City Infinite Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 30,000
Why You Should Get It:
- Get a chance to meet your favorite Manchester City players in Manchester when you score points with your credit card
- Access to 1,000+ airport lounges across the world
- Exclusive golf rewards
Manchester City Titanium Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000
Why You Should Get It:
- Get a chance to meet your favorite Manchester City players in Manchester when you score points with your credit card
- Win a trip to the Etihad Stadium to watch Machester City in action
- Access to airport lounges across the Middle East
FAB World Elite Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 50,000
Why You Should Get It:
- Travel insurance coverage of up to USD 500,000
- Worldwide airport lounge access for you and a guest
- 24/7 concierge service
Al-Futtaim World Elite Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 40,000
Why You Should Get It:
- 5% Al-Futtaim Stars Cashback for every AED 1 spent at Al-Futtaim
- Travel benefits including Meet and Greet, airport transportation, and lounge access.
- Enjoy up to 8 airport transfers every year.
- Enjoy 0% EPP at Al-Futtaim showroom and stores
Al-Futtaim Platinum Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 8,000
Why You Should Get It:
- 5% Al-Futtaim Stars Cashback for every AED 1 spent at Al-Futtaim
- Enjoy 0% EPP at Al-Futtaim showroom and stores
- Enjoy 2 airport transfers every year
- Complimentary 0% balance transfer for up to 12 months.
Etihad Guest Infinite Credit Card
Annual Fee: AED 2,250
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 30,000
Why You Should Get It:
- Get a 55,000 Etihad Guest Miles Bonus upon signing up
- Earn up to 7.5 Etihad Guest Miles for every AED 10 spent
- 75% Etihad Guest Miles Discount Voucher
- Access to over 1,000+ airport lounges across the world + 1 guest per visit, 12 times each year.
Etihad Guest Signature Credit Card
Annual Fee: AED 1,500
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 15,000
Why You Should Get It:
- Get a 35,000 Etihad Guest Miles Bonus upon signing up
- Earn up to 6.5 Etihad Guest Miles for every AED 10 spent
- 50% Etihad Guest Miles Discount Voucher
- Access to over 1,000+ airport lounges across the world, 8 times each year.
Etihad Guest Platinum Credit Card
Annual Fee: AED 500
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 8,000
Why You Should Get It:
- Get a 10,000 Etihad Guest Miles Bonus upon signing up
- Earn up to 5.5 Etihad Guest Miles for every AED 10 spent
- 25% Etihad Guest Miles Discount Voucher
Standard Credit Card
Annual Fee: N/A
Interest Rate/month: 3.5%
Minimum Salary Requirement: AED 5,000
Why You Should Get It:
- High Credit Limits
- Loyalty Rewards
- Earn up to 2 First Reward Points per AED 1
How to Apply for an FAB Credit Card in the UAE
Applying for a credit card nowadays is quite convenient, especially in the UAE. If you meet the eligibility criteria set by the bank, you can easily apply for a credit card online.
To apply for an FAB credit card, you may visit their official website and submit an application form. You may also visit the nearest FAB branch and apply on-site.
What are the Documents Needed to Apply for a Credit Card?
- Passport (for expats)
- Trade License (for self-employed)
- Salary transfer letter (for applicants with salaries)
- Salary Certificate
- Valid Emirates ID
- UAE Residence Visa (for expats)
- 3-6 months bank statements
- Proof of Billing and Address (e.g. utility bills)
How to Pay for your FAB Credit Card Bill in the UAE
You may pay your FAB credit card bills free of charge via any of the following payment channels:
- FAB branches
- FAB cash deposit machines, or
- online (via your enrolled personal bank account).
FAB Contact Information
Address: 3rd Floor, Elite Center, Khalifa St.، Intersection of Sheikh Khalifa Street & Baniyas Street – Abu Dhabi – United Arab Emirates
Website: https://www.bankfab.com/en-ae/
FAB Credit Card Customer Care Number: 600525500
While there are several credit cards you can choose from, the FAB offers a wide array of benefits ranging from regular cashback from your daily purchases to premium offers such as travel rewards and holiday getaways as well as the chance to meet some of your favorite sports teams.
In the case of the First Abu Dhabi Bank, the most important requirement that you need to meet is their salary requirement because this will enable you to maximize a card’s features based on your lifestyle.
Nowadays, having a credit card is considered both a necessity and a luxury. It has become a necessity since many transactions have already shifted to online payment which includes school fees and utility payments. Moreover, a credit card will prove to be very valuable, especially in cases where you do not have access to cash, as in when you are traveling.
Will you be applying for a credit card anytime soon? How has your experience been so far with your credit card application and use? Let us know what you think by commenting below!
ALSO READ: Opening a Bank Account in the UAE? Here’s What You Need to Know
