Home Lists RAKBank Credit Card Benefits in UAE - Types and How to Apply

RAKBank Credit Card Benefits in UAE – Types and How to Apply

As one of the oldest banks in the UAE and a member of the UAE Banking Federation (UBF), RAKBank or the National Bank of Ras Al Khaimah is regulated by the Custom Charter as stipulated by the UBF. This tie-up promotes best practices in the financial services industry.   

ALSO READ: First Abu Dhabi Bank Credit Card Benefits in UAE – FAB Credit Cards and How to Apply

In line with this, RAKBank operates with a vision to provide ‘simply better’ financial solutions to its customers in and around the UAE’ and a Mission to be the leading bank in the UAE by offering the best products which include investment tools, loans, and credit cards among others.   

RAKBank Credit Card Benefits in UAE Types and How to Apply

Types of RAKBank Credit Cards in the UAE

In this post, we will share the benefits and features of each personal credit card offered by RAKBank. Be sure to check the requirements and benefits that come along with the credit card that suits your lifestyle and needs. Below are the types of credit cards you can apply for:

World Master Credit Card 

Annual Fee: N/A
Interest Rate/Month: 3.25%
Salary Requirement: AED 20,000

Why You Should Get It: 

  • 0.25% – 0.50% cashback
  • Discounts on flight bookings 
  • Free airport lounge access
  • Insurance coverage at low rates
  • Wide range of shopping, dining, and travel benefits
  • Balance transfer facility
  • and many more

FC Barcelona Platinum Mastercard Credit Card

Annual Fee: AED 300
Interest Rate/Month: 3.45%
Salary Requirement: AED 5,000

Why You Should Get It: 

  • Get free travel accident card insurance 
  • Get Barca rewards and benefits
  • Avail balance transfer on nominal rates
  • Convert regular payments to EPP on zero interest rate
  • Free access to airport lounges worldwide
  • Get exclusive offers and discounts on shopping, dining, lifestyle and much more

Air Arabia Platinum Credit Card 

Annual Fee: N/A
Interest Rate/Month: 3.45%
Salary Requirement: AED 5,000

Why You Should Get It: 

  • Receive air rewards for every transaction you make
  • Wide range of travel benefits 
  • Discounts on dining, Careem rides and much more
  • Convert regular payments to easy installment plan on zero interest rate
  • Complimentary airport lounge access to at selected regions
  • Various reward points up for grabs 
  • Travel and hotel booking discounts
  • and many more

High Flyer Platinum Card

Annual Fee: N/A
Interest Rate/Month: 3.45%
Salary Requirement: AED 10,000

Why You Should Get It: 

  • Get reward points on local and international expenses 
  • Earn reward points on movie tickets
  • Get discounts on Careem rides and reebonz shopping
  • Avail discounts on car rentals and dining
  • Unlimited free access to airport lounges 
  • and many more

Titanium Credit Card

Annual Fee: N/A
Interest Rate/Month: 3.45%
Salary Requirement: AED 10,000

Why You Should Get It: 

  • 5% Cashback on Dining and supermarkets 
  • 50% cashback on movies 
  • Free travel and purchase protection 
  • Complimentary travel insurance on travel bookings made using RAK Titanium Credit Card
  • Get a free supplementary credit card
  • Utility bills payment feature for any other government-related services to get 0.25% discount is every AED
  • Free access to more than 10 airport lounges in Dubai, Kuwait, Jordan, Abu Dhabi, and Cairo regions
  • Quick and easy money transfer facility from anywhere in the world
  • and many more

RED MasterCard Credit Card

Annual Fee: N/A
Interest Rate/Month: 3.45%
Salary Requirement: AED 5,000

Why You Should Get It: 

  • Save up to 1.5% on transactions
  • Free international remittance
  • Discounts on dining
  • Credit shield and purchase protection
  • Free travel insurance on bookings made with your RAKBank Red Mastercard
  • 0% EPP on selected transactions
  • and many more

Kalyan Jewellers Credit Card

Annual Fee: N/A
Interest Rate/Month: 3.19%
Salary Requirement: AED 5,000

Why You Should Get It: 

  • Free travel insurance
  • Get goldback on shopping at Kalyan Jewellers
  • Travel and dining benefits
  • Free travel and purchase protection of the card
  • Discounts at premium hotels and restaurants
  • Avail Buy1-Get1 free offers at selected outlets restaurants, cafes, etc.
  • Access to VIP airport lounges in Dubai, Jordan, Cairo, Kuwait and Abu Dhabi regions
  • and many more

NMC Credit Card

Annual Fee: N/A
Interest Rate/Month: 3.45%
Salary Requirement: AED 5,000

Why You Should Get It: 

  • Get wellness benefits at NMC UAE
  • Cashback on expenses made inside and outside of UAE
  • Discounts at NMC hospitals, pharmacies, restaurants, etc.
  • Low transaction fees
  • No charges for travel insurance and purchase protection
  • and many more

Géant Le Carte Credit Card

Annual Fee: N/A
Interest Rate/Month: 3.45%
Salary Requirement: AED 5,000

Why You Should Get It: 

  • Get high privileges at Géant Hypermarket
  • Earn La Carte points on each AED spent
  • Avail EPP on 0% interest rate
  • Free purchase protection and travel insurance
  • Get up to 80% of your credit limit as cash advance
  • Redeem the points for shopping vouchers at Géant hypermarket and Le Marche Supermarket
  • and many more

Mastercard Credit Card

Annual Fee: N/A
Interest Rate/month: 3.45%
Salary Requirement: AED 5,000

Why You Should Get It:

  • Supplementary cards provided free of charge
  • 55 interest-free days
  • Additional discounts for shopping and dining
  • Complimentary purchase protection
  • and many more

 How to Apply for a RAKBank Credit Card in the UAE:

Eligibility:

  • Minimum salary range from AED 5K-35K depending on the type of card
  • Should be at least 21 years old
  • Both UAE Nationals and expats are eligible to apply

To apply for a credit card of your choice, you may visit the RAKBank website or via any RAKBank branch across the UAE.

What are the Documents Needed to Apply for a RAKBank Credit Card?

  • Salary Certificate/Salary transfer letter (Salaried individuals)
  • Emirates ID
  • Passport (Expats)
  • UAE Residence Visa(For Expats)
  • 3-6 months bank statements
  • Address Proofs(Utility bills)
  • Trade license (Self-employed individuals)

How to Pay for your RAKBank Credit Card

You may settle your credit card bills at any of the following payment locations in the UAE:

  • Exchange houses in the UAE
  • Exchange outlets in the UAE:
    • Al Ansari Exchange outlets
    • Redha Al Ansari Exchange outlets
    • Al Fardan Exchange outlets
    • Sharaf Exchange outlets 
    • LuLu Exchange outlets
    • RAKBank branches, ATMS, and EDMs

RAKBank Contact Information

Address: RAK Operations Centre, Emirates Road, Ras Al Khaimah, U.A.E
Website: https://rakbank.ae/
Email: contactus@rakbank.ae

RAKBank Credit Card Customer Care Number:
+971 42130000 (Inside the UAE)
+971 72064444 (Outside the UAE)

online credit card application

Whether you are looking for perks for your travel, shopping, dining, wellness, or utility bills payment, there’s a unique RAKBank credit card for you. 

With security, convenience, and a wide selection of premium rewards up for grabs, you can rest assured that you are getting the best in industry features with RAKBank.

Have you applied for a credit card with RAKBank yet? What was your experience like? Let us know by leaving your comments in the section below!

ALSO READ: National Bank of Fujairah Credit Card Benefits in UAE Types and How to Apply


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