The Pag-IBIG Fund has achieved a historic milestone, declaring a record-breaking P64.34 billion in dividends for 2025. This marks the highest payout in the agency’s 45-year history, reflecting its strong financial performance and commitment to its members.
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Higher Returns for Members
Members of the Pag-IBIG Fund can look forward to increased earnings on their savings:
- Regular Savings: Dividend rate rose to 6.62%, up from 6.60% in 2024.
- Modified Pag-IBIG 2 (MP2) Savings: Rate climbed to 7.12%, slightly higher than the previous year’s 7.10%.
These rates are among the most competitive in the market, ensuring members receive substantial returns on their contributions.
Financial Highlights of 2025
The agency’s robust performance was driven by several key factors:
- Net Income: Pag-IBIG Fund posted a net income of P65.28 billion.
- Housing Loans: A record P140.54 billion was released, financing over 90,000 housing units.
- Membership Savings: Collections reached an all-time high of P160.41 billion, fueled by voluntary contributions.
The dividends declared represent 98.6% of the agency’s net income, exceeding the minimum 70% required by law. This payout ratio underscores Pag-IBIG’s dedication to maximizing benefits for its members.
Leadership’s Commitment
During the announcement at the Philippine International Convention Center, Secretary Jose Ramon P. Aliling, Chair of the Pag-IBIG Fund Board of Trustees, emphasized the agency’s role in uplifting Filipino lives. He highlighted the organization’s efforts to sustain growth, provide affordable housing loans, and deliver strong returns on savings.
Pag-IBIG Fund CEO Marilene C. Acosta echoed this sentiment, stating, “When Pag-IBIG performs well, our members benefit the most.” She encouraged members to create Virtual Pag-IBIG accounts to conveniently monitor their savings and dividends.
A Bright Future for Members
The record-breaking dividends and improved savings rates reaffirm Pag-IBIG Fund’s position as a trusted financial institution for Filipinos. With its continued focus on sound fiscal management and member-centric programs, the agency remains a vital partner for Filipinos striving for financial security and homeownership.
For members in the UAE, this announcement is a reminder of the benefits of staying connected with Pag-IBIG Fund and maximizing their savings potential.