Many banks in the UAE offer products and services that guarantee convenience and security. But not many create social impacts and programs as actively as the Emirates National Bank of Dubai (Emirates NBD).
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Taking pride as the MENA region’s leading banking group, the Emirates National Bank of Dubai was the First National Bank established in Dubai and the United Arab Emirates (UAE). Since its establishment in 1963, it has grown to become the largest banking group in the region by assets.
Contents
- Types of Emirates NBD Credit Cards in the UAE
- Emirates NBD Travel Cards
- Skywards Infinite Credit Card
- Marriott Bonvoy World Mastercard Credit Card
- dnata World Credit Card
- Skywards Signature Card
- dnata Platinum Card
- Emirates NBD Rewards Card
- Visa Infinite Credit Card
- U by Emaar Visa Infinite Credit Card
- Lulu 247 Mastercard Platinum Credit Card
- Visa Platinum Credit Card
- U by Emaar Visa Signature Credit Card
- U by Emaar Family Credit Card
- Lulu 247 Mastercard Titanium Credit Card
- Mastercard Titanium Credit Card
- Emirates NBD Lifestyle Cards
- Go4it Platinum Card
- Go4it Gold Card
- Manchester United Credit Card
- Webshopper Credit Card
- How to Apply for an Emirates NBD Credit Card in the UAE
- What are the Documents Needed to Apply for an Emirates NBD Credit Card?
- How to Pay for an Emirates NBD Credit Card
- Emirates NBD Contact Information
- Emirates NBD Credit Card Customer Care Number:
Types of Emirates NBD Credit Cards in the UAE
Aside from the Emirates NBD’s stellar portfolio in the banking industry, it has also reached several milestones as banking group which include ranking among Forbes list of top 20 of the World’s Best Regarded Companies; the creation of E20., a digital business bank for entrepreneurs and SMEs and Liv., the lifestyle digital bank for millennials continued to be the fastest-growing retail proposition in the UAE. And more recently, the Emirates NBD was named ‘Best Digital Bank in the Middle East’ at the Euromoney Awards for Excellence in 2019.
On top of the bank’s impressive portfolio, it also offers a wealth of financial tools and services such as Islamic banking, access to loans, foreign remittances, wealth and insurance solutions, as well as credit cards.
Here are the top credit cards offered by the Emirates National Bank of Dubai:
Emirates NBD Travel Cards
Credits: Emirates NBD
Skywards Infinite Credit Card
Annual Fee: AED 1,500
Interest Rate/Month: 3.09%
Salary Requirement: AED 30,000
Why You Should Get It:
- Free purchase protection and extended warranty for this card
- Payment flexibility of as low as 5% of the outstanding balance per month, and carry forward the balance to the next statement
- Instant cash option of up to 50% of your financial limit
- Emirates NBD Installment plan
- Utility Bills Payment within the UAE
- FOREX rate for this card is 1.99%.
- Enjoy a maximum of 55 interest-free days, as long as you pay your balance in full before the due date.
- Transfer your balance at the rate of 0.8%, with a choice of 3 to 36 months.
- Get international and medical insurance.
- Free unlimited access to over 650 premium airport lounges in more than 300 cities worldwide.
- Free valet parking service with this card.
- Enjoy golf privileges for golf lovers
- Exclusive offers on Emirates.ae.
- Health club privileges
- Enjoy Salik Auto Top-up with this card.
- Enjoy complimentary nights with Marriot Vacation Club.
- Discounts on air tickets and holiday packages.
Marriott Bonvoy World Mastercard Credit Card
Annual Fee: AED 1,500
Interest Rate/Month: 3.09%
Salary Requirement: AED 25,000
Why You Should Get It:
- High hotel stay benefits
- Get up to 150,000 points as a welcome bonus
- Gain reward points
- Get upgraded to Marriott Bonvoy gold status that gives bonus points, room upgrades, late checkout, and in-room Wi-Fi
- Enjoy access to more than 900 airport lounges worldwide
- Avail 1 free night stay on the renewable card
- Exclusive privileges at golf clubs
- Enjoy Mastercard buy 1-get 1 free offers
- Get travel and medical insurance on this card
- Provides travel inconvenience insurance
- Can convert payments to 0% EPP
dnata World Credit Card
Annual Fee: AED 999
Interest Rate/Month: 3.09%
Salary Requirement: AED 25,000
Why You Should Get It:
- Get up to 55 interest-free days, for as long as you pay your outstanding bill in full by the due date.
- Payment flexibility of as little as 5% of your outstanding balance each month.
- Get instant cash option of up to 50%
- Enjoy protect plus insurance and Emirates NBD Installment Plan
- The FOREX rate for this card stands at 1.99%
- Enjoy unlimited airport lounge access at over 800 airports in 400 cities in over 120 countries.
- Avail Hertz Plus Gold Plus Rewards with this card.
- Enjoy complimentary hotel nights at Starwood hotels and Resorts.
- Airline tickets discount when you book with Cleartrip.
- Reebonz online shopping perks
- Various MasterCard Buy 1-Get 1 offers.
Skywards Signature Card
Annual Fee: AED 700
Interest Rate/Month: 3.25%
Salary Requirement: AED 15,000
Why You Should Get It:
- Get Travel and Lifestyle offers with Skyward Miles
- Payment flexibility of as little as 5% of your outstanding balance each month.
- Get instant cash option of up to 50%
- Enjoy protect plus insurance and Emirates NBD Installment Plan
- The FOREX rate for this card stands at 1.99%
- Get up to 55 interest-free days, for as long as you pay your outstanding bill in full by the due date.
- Avail Discounts when you fly with Emirates Airlines
- International travel and medical insurance benefits
- Complimentary travel insurance for any of your trips paid using your Visa Signature Card
- Free unlimited access to over 650 premium airport lounges in more than 300 cities worldwide.
- Golf privileges
- Enjoy exclusive deals at Emirates.ae
- Health Club privileges
- Salik Auto Top-up with this card.
- Discounts on air tickets, holiday packages, as well as up to 30% off on select dining packages
dnata Platinum Card
Annual Fee: AED 500
Interest Rate/Month: 3.25%
Salary Requirement: AED 10,000
Why You Should Get It:
- Get up to 55 interest-free days, for as long as you pay your outstanding bill in full by the due date.
- Payment flexibility of as little as 5% of your outstanding balance each month.
- Get instant cash option of up to 50%
- Enjoy facilities such as purchase protection, protect plus insurance, and flexible payment plans.
- The FOREX rate for this card stands at 1.99%
- Enjoy unlimited airport lounge access at over 800 airports in 400 cities in over 120 countries.
- Avail Hertz Plus Gold Plus Rewards with this card.
- Enjoy complimentary hotel nights at Starwood hotels and Resorts.
- Airline tickets discount when you book with Cleartrip.
- Reebonz online shopping perks
- Various MasterCard Buy 1-Get 1 offers.
Emirates NBD Rewards Card
Visa Infinite Credit Card
Annual Fee: AED 1,500
Interest Rate/Month: 1.49%
Salary Requirement: AED 30,000
Why You Should Get It:
- Get up to 55 interest-free days, for as long as you pay your outstanding bill in full by the due date.
- Payment flexibility of as little as 5% of your outstanding balance each month.
- Get instant cash option of up to 50%
- Enjoy facilities such as purchase protection, protect plus insurance, and flexible payment plans.
- Covers utility bills payment in the UAE.
- The FOREX rate for this card stands at 1.99%
- Enjoy unlimited airport lounge access at over 650 airports in 300 cities worldwide.
- Enjoy golf at five golf courses all around UAE.
- Avail up to 4 complimentary valet parking services of 1 hour at set locations.
- Get discounts of up to 30% at over 2,000 restaurants across the UAE, the Middle East, and Europe.
- Avail a 3% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk.
U by Emaar Visa Infinite Credit Card
Annual Fee: AED 1,500
Interest Rate/Month: 3.09%
Salary Requirement: AED 35,000
Why You Should Get It:
- Enjoy dining, travel, and movie perks
- Enjoy high reward points
- Get 25,000 U Points as a welcome reward
- Get 7.5 U points per AED 10 spent at Emaar outlets
- Get 1.5 U points per AED 10 spent elsewhere
- 30% OFF on dining at selected restaurants
- 20% OFF on leisure like Spas at Emaar hospitality venues
- 30% discount on entertainment
- Get Buy 1-Take 1 free offer on movie tickets, as well as free popcorn and drinks at Reel Cinemas
- Enjoy free unlimited access to more than 850 airport lounges
Lulu 247 Mastercard Platinum Credit Card
Annual Fee: AED 250
Interest Rate/Month: 3.25%
Salary Requirement: AED 15,000
Why You Should Get It:
- Avail high LuLu points and rewards
- Get movie benefits
- Avail valet parking benefits
- Avail balance transfer facility
- Get 7% cashback points when you spend at Lulu stores
- Earn 4% LuLu points from your spendings on fuel.
- 2% of the payment on utility bills can be earned back as LuLu points
- 0.7% of the spendings made using the card can be earned back as LuLu points
- Redeem LuLu points at LuLu stores. 1 LuLu point = 1 AED
- Avail 500 LuLu points as a welcome bonus
- Avail balance transfer facility with 0% processing fees
- Get Buy1 – Get 1 free offer on movie tickets at Vox Cinemas
- Access to airport lounges
- Get Discounted rides at Careem
Visa Platinum Credit Card
Annual Fee: AED 700
Interest Rate/Month: 3.25%
Salary Requirement: AED 12,000
Why You Should Get It:
- Up to 30% OFF on select dining
- Free valet parking
- Free access to golf clubs
- Get up to 55 interest-free days, for as long as you pay your outstanding bill in full by the due date.
- Payment flexibility of as little as 5% of your outstanding balance each month.
- Get instant cash option of up to 50%
- Enjoy facilities such as purchase protection, protect plus insurance, and flexible payment plans.
- Covers utility bills payment in the UAE.
- The FOREX rate for this card stands at 1.99%
- Complimentary Access to over 10 VIP lounges in the UAE, KSA, Jordan, Kuwait, and Egypt.
- Access to business facilities-email, Internet, phones, fax machines, and conference space in some lounges
- Avail 30% OFF on your Cleartrip travel booking.
- Avail MasterCard Buy 1-Get 1 Free offer.
- Earn 2 Plus points for every AED 100 retail spend
- Avail up to 30% at over 2,000 restaurants across the UAE, Middle East, and Europe.
- Get a 3% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk.
U by Emaar Visa Signature Credit Card
Annual Fee: AED 250
Interest Rate/Month: 3.25%
Salary Requirement: AED 15,000
Why You Should Get It:
- Enjoy travel, shopping, and dining benefits.
- Earn reward points from your spending on the card.
- Get 2,500 U points as a welcome bonus
- Earn 6.25 U points per AED 10 spent at Emaar outlets
- Earn 1.25 U points per AED 10 spent anywhere
- Get 25% OFF on dining at Emaar Hospitality Group restaurants
- Get 20% OFF on Spas facility at Emaar hospitality venues
- Get 30% off on entertainment like Underwater Zoo, Dubai Ice Rink and Kidzania
- Avail Buy 1-Get 1 free offer on movie tickets at Reel Cinemas
- Get free popcorn and drinks at Reel Cinemas
- Enjoy unlimited free access to more than 850 airport lounges
- Avail 10% OFF and suite upgrades to on bookings made via Emaar Hotels group
- Convert payments to Easy Installment Plan on low or 0% interest rate
- Provides international medical assistance, purchase protection, extended warranty, travel assistance, protect plus insurance
U by Emaar Family Credit Card
Annual Fee: N/A
Interest Rate/Month: 3.25%
Salary Requirement: AED 5,000
Why You Should Get It:
- Get high reward points and shopping discounts
- Avail movie tickets
- Earn 1% cashback from U points earned for every spend using the card
- Get 5x more U points on expenses made at Emaar
- Avail Buy 1 – Get 1 free offer on movie tickets at Reel Cinemas
- Enjoy 5% cashback on purchases made at Emaar malls; on dining at Emaar restaurants; and on bookings made at Emaar hotels
- Get 30% OFF on entertainment like Dubai Ice Rink, Underwaterzoo, Kidzania, etc.
- Avail 25% of the base U points on purchases made at Supermarkets and Groceries
- Can convert regular purchases to Easy Installment Plan
Lulu 247 Mastercard Titanium Credit Card
Annual Fee: N/A
Interest Rate/Month: 3.25%
Salary Requirement: AED 5,000
Why You Should Get It:
- Avail privileges at LuLu stores
- Take advantage of high LuLu points
- Get 3.5% cashback earned as LuLu points on spendings made at LuLu stores
- Get 2% cashback as LuLu points on fuel expenses.
- Get 1% cashback from the LuLu points earned from utility bill payments
- 0.35% of your other expenses can be earned back as LuLu points
- Redeem Lulu points at Lulu stores where 1 Lulu point = 1 AED
- 0% processing fees and zero interest rate for 6 months or 12 months when you use the card’s balance transfer facility
- Exclusive privileges on online purchases, priority checkout, monthly discounts, and offers
- Get Buy 1-Get 1 free app and get Buy 1 – Get 1 free offers on food, entertainment and shopping
- Discounted bookings made on Cleartrip
- Enjoy discounts on Careem rides
- Access to airport lounges
Mastercard Titanium Credit Card
Annual Fee: AED 400
Interest Rate/Month: 3.25%
Salary Requirement: AED 5,000
Why You Should Get It:
- Get up to 55 interest-free days, for as long as you pay your outstanding bill in full by the due date.
- Payment flexibility of as little as 5% of your outstanding balance each month.
- Get instant cash option of up to 50%
- Enjoy facilities such as purchase protection, protect plus insurance, and flexible payment plans.
- Covers utility bills payment in the UAE.
- The FOREX rate for this card stands at 1.99%
- Enjoy unlimited airport lounge access at over 650 airports in 300 cities worldwide.
- Get up to 40% discount at 100 golf courses worldwide.
- Earn 1 Plus Points for every AED 100 retail spend on your card.
- Get discounts of up to 30% at over 2,000 restaurants across the UAE.
- Avail a 3% discount on air tickets and up to 10% discount on holiday packages through the Emirates NBD Travel Desk.
- Avail RTA Salik Top-up using this card.
- Enjoy free access to over 10 VIP lounges in UAE, KSA, Jordan, Kuwait, and Egypt.
- Avail MasterCard buy 1 get 1 offer.
- Get 15% off any order when you shop online with MarkaVIP across Saudi Arabia, UAE, Jordan, Lebanon, Qatar, Kuwait, Oman, and Bahrain.
Emirates NBD Lifestyle Cards
Go4it Platinum Card
Annual Fee: AED 199
Interest Rate/Month: 3.25%
Salary Requirement: AED 10,000
Why You Should Get It:
- Discounts on movie tickets
- Free life insurance
- Buy 1-Get 1 Free offers
- Instant cash and flexible payment options on this card
- Easy payment of utility bills
- Up to 55 days interest-free. Min repayment of 5% or AED 100 whichever is higher.
- Foreign currency rate applicable on overseas transactions is {FX rate} and is a mark up over the Visa and MasterCard fee
Go4it Gold Card
Annual Fee: AED 99
Interest Rate/Month: 3.25%
Salary Requirement: AED 5,000
Why You Should Get It:
- Enjoy instant cash option of up to 50%
- Avail the Emirates NDB installment plan
- Forex rate stands at 1.84%
- Enjoy an interest-free period of up to 55 days
Manchester United Credit Card
Annual Fee: AED 250
Interest Rate/Month: 3.25%
Salary Requirement: AED 5,000
Why You Should Get It:
- Enjoy the flexibility to pay as low as 5% of the outstanding balance each month, and carry forward the balance to the next statement.
- Avail instant cash option of up to 50%
- Enjoy protect plus insurance and the Emirates NDB Installment plan.
- Forex rate stands at 1.99%
- Enjoy up to 55 interest-free days, for as long as you are able to pay your outstanding balance in full, by the due date.
- Transfer balance at 0.8%, with a choice of 3 to 36 months.
Webshopper Credit Card
Annual Fee: AED 50
Interest Rate/Month: 2.99%
Salary Requirement: AED 8,000
Why You Should Get It:
- Use this card for your online purchases and transactions
- Get online access to your card account from anywhere in the world.
- Enjoy the flexibility to choose the credit limit on your WebShopper.
- Enjoy 24/7 card assistance
How to Apply for an Emirates NBD Credit Card in the UAE
Eligibility:
- Minimum salary requirement between AED 5,000-30,000
- Must be at least 21 years old
- Available to both UAE citizens and expats
What are the Documents Needed to Apply for an Emirates NBD Credit Card?
- Salary Certificate/Salary transfer letter (Salaried individuals)
- Emirates ID
- UAE Residence Visa(For Expats)
- 3-6 months bank statements
- Proof of residence/address (Utility bills)
- A valid passport (Expats)
- Trade license (Self-employed individuals)
How to Pay for an Emirates NBD Credit Card
You can settle your credit card bills through any of the following methods:
- Direct Debit Facility – Sign up for this account feature to ensure that your Credit Card payments are cleared before the due date. To sign up, simply call +971 600 54 0000
- Sign up for the Emirates NBD’s secure online banking – Banknet wherever you are, and instantly pay your credit card balance using funds from your bank account
- Cash Deposit Machines (CDMs) – located at Emirates NBD branches as well as at major shopping malls and other easily accessible locations across the UAE. There are 120 Emirates NBD CDMs across the UAE, where you can make cash and cheque payments.
- Any Al Ansari Exchange Branch – where a nominal fee of AED 5 per transaction will be charged for bill payments through this method.
Emirates NBD Contact Information
Address: Emirates NBD Bank PJSC, Baniyas Road, Deira, P.O. Box: 777, Dubai, UAE Website: https://www.emiratesnbd.com/
Emirates NBD Credit Card Customer Care Number:
+600 54 0000 (Inside the UAE)+971 600 54 0000 (Outside the UAE)
Emirates NBD offers a wide variety of credit cards designed for any individual’s credit and financial needs. With so many perks and benefits you can avail through the Emirates NBD credit cards, it’s hard not to carry one right now.
Have you applied for you a credit card in the UAE yet? How was your experience? Let us know by leaving a comment in the section below.
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