As Valentine’s Day approaches, the Philippine Embassy in Abu Dhabi is backing a renewed push by the Bangko Sentral ng Pilipinas to remind overseas Filipinos to stay cautious online, especially during a time when emotions and homesickness can affect decision-making.
In a social media advisory, the embassy highlighted the BSP’s #BSPSecuriTips campaign and its #CPR approach, short for Check, Protect, Report, as a practical guide for safer digital transactions throughout 2026. The reminder comes at a time when online shopping, digital gifting, and money transfers often increase ahead of Valentine’s Day.
For many OFWs, Valentine’s Day can be emotionally difficult. Being away from family or a partner may push some to spend more online, send surprise gifts, or respond quickly to messages that offer connection, romance, or “limited-time” deals. Authorities warn that scammers are aware of this emotional window and often design schemes that play on urgency, affection, or trust.
The BSP noted that online fraud cases often rise alongside increased digital activity. Common scams during peak seasons include fake online sellers offering Valentine’s gifts, phishing messages pretending to be banks or delivery services, and fraudulent requests for personal or financial information. Romance-linked scams, where victims are pressured to send money or share details, also tend to increase during emotionally charged periods.
Under the Check step of the campaign, Filipinos are advised to confirm that sellers, platforms, and payment links are legitimate before sending any money. Verifying official pages and avoiding rushed transactions are key safeguards.
The Protect step focuses on personal vigilance. Filipinos are reminded not to share passwords, one-time PINs, or bank details, even if the request appears urgent or emotionally convincing. The BSP stressed that legitimate institutions do not ask for sensitive information through texts, calls, or emails.
The Report step urges immediate action if a scam is suspected. Victims or near-victims should notify their bank or e-wallet provider at once and report the incident through official channels. Early reporting helps limit losses and protects other users from similar schemes.
The Philippine Embassy said promoting digital awareness is part of its ongoing effort to protect Filipinos abroad, especially during moments when emotional vulnerability can cloud judgment.
During this season and throughout the year, OFWs are encouraged to pause before clicking, paying, or replying online. Practicing Check, Protect, Report can help keep both hearts and hard-earned money safe and secure.