DUBAI: Private landlords in the UAE can now request the credit scores of prospective tenants through a new digital service connected to UAE PASS, giving property owners another way to assess rental applicants before signing tenancy contracts.
The new Tenant Screening solution was launched by Etihad Credit Bureau, the UAE’s federal credit information entity, in collaboration with UAE PASS. The service allows landlords to request a tenant’s credit score, but the information is shared only after the tenant gives approval through UAE PASS.
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The key part of the new service is consent.
A landlord cannot simply open the system and view a tenant’s credit score without permission. The landlord sends a request, and the tenant must approve it through UAE PASS, the country’s national digital identity platform.
This gives residents more control over how their financial information is shared. It also gives landlords a more formal way to check financial reliability before renting out a property.
Service Now Available Through Etihad Credit Bureau App
The Tenant Screening service is now available through the Etihad Credit Bureau mobile app. It was first previewed at GITEX 2025 by the Telecommunications and Digital Government Regulatory Authority and Digital Dubai before its wider rollout.
Officials said the service supports the UAE’s push for secure digital services, trusted data sharing, and faster government-linked transactions.
For tenants, this means UAE PASS may become more important during the rental process, especially when dealing with private landlords who want extra financial checks.
Why Landlords May Use This Before Leasing
The new system may help landlords assess whether a tenant has a strong record of paying financial obligations.
Etihad Credit Bureau said the service can support more transparency in real estate transactions. It may also help reduce financial risks linked to rental disputes, bounced cheques, and delayed payments.
The bureau also upgraded its Cheque Clearance Indicator feature, which now uses artificial intelligence to help cheque recipients assess the chance of a cheque being cleared based on the issuer’s credit records.
